// ALTA BEST PRACTICES PILLAR 3 • CLOSING ESCROW WIRE VERIFICATION

Real Estate, Title Escrow & Tenant Privacy Docket

01. Closing Wire Instruction Verification

Mandatory out-of-band phone verification using pre-established escrow numbers before any earnest money or closing payoff disbursement.

02. Tenant Portal PII & ACH Encryption

Protect credit applications, SSNs, and rent ACH tokens across Yardi/AppFolio/Buildium portals with phishing-resistant MFA and DMARC p=reject.

GLM ZCODE PARAMETRIC ENGINE // REALESTATE ALTA Best Practices Pillar 3 • GLBA • State Wire Fraud Statutes

Real Estate, Title Escrow & Property Management — Live Scan, Hygiene Game, Evidence Binder & Monitoring

Clean document-style wire/tenant privacy page for Real Estate and Title Escrow

EARNED CREDITS 0 / 120 CR

NET BINDER / AUDIT $250 / $500

01. Sector Micro-Scanner MOD-010-AGREE

Non-intrusive outside-in DNS (SPF/DKIM/DMARC), TLS 1.3, HSTS, and security header inspection mapped to ALTA Best Practices Pillar 3 • GLBA • State Wire Fraud Statutes.

[READY] Enter domain to run passive REALESTATE perimeter check.

Full 16-Check APEA Audit ($500) →

02. Hygiene Game & Simulators +120 CR MAX

Complete the 8 Free Hygiene Classes (40 CR) and 7 Advanced Anti-Phishing/MFA-2 Simulators (80 CR) under the Real Estate, Title Escrow & Property Management compliance lens.

Free Protocol (Levels 1–8) 40 CR Available

Advanced Simulators (A–G) 80 CR Available

Launch L1–8 + A–G Day-Mode Academy

03. Binder & Drift Monitor SHA-256 SEALED

Compile your machine-signed Evidence Binder v2 for Chubb, Travelers, Coalition & Beazley, or schedule quarterly drift monitoring.

⬇ downloads/cyber-insurance-evidence-binder-v2.md ⬇ downloads/zero-cost-mfa-setup-guide.md ⬇ downloads/client-onboarding-agreement.md (MOD-010)